Pricing & Rates for Small Businesses

Businesses typically use Punchey’s mobile apps for taking payments on the go, and use our web browser/cloud based portal for everything else. Everything else includes: taking phone orders, sending invoices, setting up recurring billing, managing customers, running marketing campaigns and viewing deposit reports.

Yes, anywhere you can get access to a browser eRegister (and all Punchey Products) will work. In addition, we have customized apps with basic functionality for Android & iOS (this includes phones, phablets and tablets).

Yes, Punchey knows that every business was once a small business and we pride ourselves in helping leveling the playing field. As such, we provide pricing incentives and programs for new and smaller businesses. Typically businesses that do less than $360,000 in revenue qualify. Learn more.

No, you can choose to just use Punchey Merchant Services and/or SpringBoard if you already have POS software or just want a basic credit card machine. View compatible 3rd party software here or compatible credit card machines here.

All kinds of goodness.. deals, reviews, gift cards.

Springboard can track your website visitors, capture leads and record phone calls coming from your site. All this is stored in a your fresh, never stale online customer database for your company.

Simply configure your Springboard and drop a JavaScript snippet onto your webpage, and Whala!

What! You're either crazy or just getting started (and neither are a problem). We can help you out. We've partnered with some of the top web designers in the country to get you just what you need. Contact our team today.

We are kind of snooty when it comes to who we accept. Sorry... That keeps our risk low and therefore our costs low. We pass those savings on to Punchey Merchant Services clients.

Not a problem, we have some superb banks (including Wells Fargo & RBS) that we work with to get merchant accounts approved at still very attractive rates.

Yes, in addition to Visa, Mastercard, Discover, JCB and UnionPay we provide American Express processing. American Express recently rolled out lower rates for small businesses. Yah Amex! About time!

We have those too and they’re completely compatible with all of Punchey’s eRegister product line. When you’re creating your account, just let us know that you’d like to accept eChecks and process ACH Payments.

If you're not interested in Punchey's applications (eRegister & SpringBoard) or want to utilize industry specific POS software, you can use your own device. That said, given data breach and security concerns, our recomendation is to use Punchey certified terminals that support encryption and EMV. If you do use your terminal or software, it must be certified as PCI/PA-DSS compliant.

If you have a store location we’d recommend a USB card reader or credit card machine. Or, if you’re visiting client’s locations a mobile card reader for a phone or tablet would be appropriate.

You can use Punchey's online invoicing tool, eCheck processing, recurring billing, virtual terminal (to take payment by phone), or manually enter card #'s with our mobile apps to bill customers.